Canara

Enjoy Festive Shopping with Rewards and EMI Convenience on RuPay Select Credit Card

The festive season is the perfect time to indulge in shopping, travel and dining experiences. With so many options to explore, managing your expenses conveniently becomes essential. The RuPay Select Credit Card from Canara Bank is designed to enhance your festive shopping experience by offering attractive rewards, EMI flexibility and exclusive privileges. From earning reward points on every transaction to accessing complimentary airport lounges, this credit card ensures that your celebrations are seamless, rewarding and stress-free.

What is RuPay Select Credit Card?

The RuPay Select Credit Card is a premium offering from Canara Bank, providing global acceptance and a host of financial and lifestyle benefits. With a credit limit ranging from ₹1 lakh to ₹50 lakhs, it caters to diverse spending needs. Whether for daily purchases, online shopping or travel, this Credit Card offers a revolving credit facility, ensuring that you have financial flexibility at your fingertips.

Purpose

The primary purpose of the RuPay Select Credit Card is to provide cardholders with a seamless, rewarding and secure way to manage expenses. It is particularly useful during high-spend periods, such as festive seasons, allowing users to convert purchases into easy EMIs, access exclusive merchant offers and enjoy premium lifestyle privileges like airport lounge access. Additionally, it provides insurance coverage and purchase protection, giving cardholders peace of mind while making transactions.

Key Benefits

The Card offers a range of benefits tailored to enhance your lifestyle and financial convenience:

• Up to 50 days of interest-free credit.
• Easy EMI conversion through the Canara ai1 app.
• ATM cash withdrawal and other non-financial services.
• Exclusive merchant offers and discounts.
• Rewards points on every PoS and e-commerce transaction.
• Complementary insurance benefits including personal accident and baggage insurance.
• 24x7 concierge services for hotel, dining and travel assistance.
• Complimentary airport lounge access: two domestic lounge visits per quarter and two international lounge visits per year.

Key Details

The RuPay Select Credit Card comes with several notable features:

• Global validity with both domestic and international acceptance.
• Credit limit: ₹1 lakh to ₹50 lakhs.
• Revolving credit facility with alternate repayment channels.
• Cash withdrawal facility at ₹30 per ₹1,000 or part thereof.
• Inactivity fee: ₹300 per annum if turnover is below ₹1,00,000 per year.
• Insurance cover: Personal accident insurance up to ₹8 lakhs for self and ₹4 lakhs for spouse in case of air accidents and ₹4 lakhs for self and ₹2 lakhs for spouse in other cases.
• Lost card liability: Limited to ₹1,000 from the time of reporting.
• Baggage and purchase protection cover: Up to ₹25,000 each.
• Reward points: 2 points for every ₹100 spent, each valued at ₹0.25.
• Cashback offers: 5% on utility bill payments and dining, capped at ₹50 per month.
• Lounge access: Domestic and international access to 30 and 500+ lounges, respectively.
• Concierge services: 24x7 support for hotel, dining, car rental, and travel arrangements.

Security Features

The RuPay Select Credit Card is designed to provide cardholders with peace of mind while making transactions. Key security features include:

• Lost Card Liability – In case of loss or theft, the liability is limited to ₹1,000 from the time of reporting, ensuring financial protection.
• Fraud Protection – Advanced monitoring systems safeguard against unauthorized transactions and fraudulent activities.
• PIN Security – Transactions at ATMs and PoS terminals require a secure PIN, adding an extra layer of protection for your card.
• Purchase Protection – Covers eligible purchases against theft or damage, giving cardholders confidence while shopping.

Eligibility Criteria

To apply for the RuPay Select Credit Card, the following criteria must be met:

• Individuals with independent income and a minimum gross annual income of ₹10 lakh.

How to Apply?

• Visit Canara Bank – Go to your nearest Canara Bank branch or access the bank’s official online platform.
• Submit Application – Fill out the RuPay Select Credit Card application form with accurate personal and income details.
• Provide Documents – Submit the required documents, including proof of income, identity and address.
• Verification Process – The bank will verify your income, employment details and submitted documents.
• Card Issuance – Upon successful verification, the RuPay Select Credit Card is issued with the assigned credit limit.
• Start Enjoying Benefits – Once activated, you can immediately enjoy rewards, EMI conversions, lounge access and other privileges.

Why Choose the RuPay Select Credit Card?

Choosing the RuPay Select Credit Card from us ensures a blend of financial flexibility and premium lifestyle benefits. With features like easy EMI conversions, reward points, cashback offers, complimentary lounge access and insurance coverage, this credit card is ideal for those who want to make the most of their festive shopping without worrying about immediate cash outflow. It combines convenience, security and exclusive perks in a single card.

Conclusion

This festive season, elevate your shopping experience with the RuPay Select Credit Card. Enjoy rewards on every purchase, hassle-free EMI conversions, exclusive merchant offers and premium lifestyle privileges such as airport lounge access and concierge services. Designed for individuals seeking convenience, security and value, the Card ensures that every celebration is enjoyable and financially smooth. Make the smart choice today and experience a rewarding festive season like never before.